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CALL 702-747-7184 FOR MORE INFO


  • 100% Financing (with NO MI)

    • Maximum loan amount $1,000,000; Minimum $100,000

  • 95% Financing (with NO MI)

    • Maximum loan amount $1,500,000; Minimum $100,000

  • Minimum FICO of 720; Maximum DTI of 43%

  • 2 months of total PITI reserves required

  • Student loans are not counted against you*

  • Employment for borrowers with the eligible profession may begin up to 90 days after note date when:

    • There is a non-contingent, fully executed (accepted) employment contract or offer letter documented.

    • There is a verbal Verification of Employment (VOE) conducted to confirm authenticity of the employment documentation prior to closing.


*Deferred student loan payments of the borrower meeting medical licensing requirements may be excluded from the DTI ratio if there is evidence that the student loan payment will be deferred for a minimum of 12 months after the loan closing date. Deferred student loan debt of additional borrowers without the required medical licensing must be included in the DTI calculation.


  • Medical Resident

  • Medical Doctor (MD)

  • Doctor of Dental Medicine (DMD)

  • Doctor of Ophthalmology (MD)

  • Doctor of Osteopathy (DO)

  • Chiropractor (DC)

  • Doctor of Surgery (DCH)

  • Medical Fellow

  • Doctor of Dental Surgery (DDS)

  • Doctor of Optometry (OD)

  • Doctor of Podiatric Medicine (DPM)

  • Pharmacist (RPH)

  • Doctor of Veterinarian Medicine (DVM)

  • Doctor of Psychiatric Medicine (DPM)

All Western Mortgage Inc. NMLS 14210 - 8345 West Sunset Road Suite 380 Las Vegas, NV 89113. All borrowers subject to credit qualifications. Not all borrowers will qualify as certain restrictions apply on all programs. The information contained in this material is not a guarantee to extend credit or lend. Terms and conditions are subject to change without notice - Equal Housing Lender.

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